Please click on the images above for further information regarding our most popular products.

CARco has been a fixture in the Finance and Insurance Industry for over 6 years and our Executives bring over 50 years of industry experience. We pride ourselves on offering the most complete selection of Automotive Warranties and Services. CARco not only represents a large network of Dealerships and Agents, but also performs the administration for the majority of our products.

This fact along with our high standing in the Insurance Industry allows us access to new products and programs quickly and easily and we are always interested in expanding our product base, as well as our distribution network.
If you are interested in any of the products below, or would like a custom product or plan, Contact Us today.

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Automobile GAP

Our Comprehensive GAP Programs offer alternatives for Lending To Value, Deductible Buy-Back and Additional Benefit Coverage. These programs are available to Franchise and Independent Dealers, as well as Lenders and Lessors.

GAP Choice

An innovative and cost effective alternative to the standard GAP Program.
This product lends itself perfectly to Buy-Here-Pay-Here Dealerships and Lenders.

GIP - GAP Insurance

GIP Coverage offers the capability to sell GAP as an insurance product in 41 states.
This product can be sold by Insurance Agents, Motor Clubs, or even over the Internet, while remaining in compliance with state regulations.

Powersports GAP

Powersports GAP covers an extensive array of motorsport vehicles, offering programs for Motorcycles, ATV’s, RV’s, Trailers, Watercraft, and More.

Commercial Heavy Truck GAP

Covers all your commercial vehicle needs including Heavy Trucks, Trailers, Truck bodies and many other commercial vehicles.

Vehicle Theft Protection

A Comprehensive VTP (ETCH) plans with a broad spectrum of benefit options ranging from $1,000 to $5,000 and available as a dealer credit or cash/credit split. Additional benefits are available, inquire for more details.
Choice of Acid Etch or Ultraviolet Labels

Tire and Wheel Programs

A Comprehensive Road Hazard programs with attractive benefit options including Tire-Only Road Service or full fledged 24 hour “Sign & Drive” with Roadside Assistance.
Many customized benefits can be added to enhance the program.

Comprehensive Total Loss Protection Plan

In the event of a total loss, our Comprehensive Total Loss Protection Plan offers a Replacement Vehicle allowance. This allowance must be used at the original selling Dealer and is available as a Stand-Alone Program or as a “GAP Wrap”.
This product not only offers customers security but also increases repeat sales.

Comprehensive Motorist Care Plans

Custom Bundle Packages can be designed to meet your specific needs.
•3 in 1 - Tire & Wheel, Dent/Ding and Windshield
•4 in 1 - Tire & Wheel, Roadside, Dent/Ding and Windshiel
•CMCP Deluxe Plan - Tire & Wheel, Roadside, Dent/Ding, Windshield, $2,500 Theft Benefit, $500 Primary Deductible Reimbursement

Vehicle Service Contract Refund Guarantee

A fully insured program that increases VSC sales and fee income, while providing the customer with a guarantee of a refund if they never use their Service Contract.

Identity Theft Protection Plans

Valuable protection programs focused on restoration services in the event of identity theft.
Expense reimbursement insurance available.
Affordable enough to offer as an enticement or embedded enhancement.

24-hour Roadside Assistance Plans

“Sign & Drive” Roadside Assistance Program, available as a Stand-Alone Program on in conjuntion with our Comprehensive Road Hazard Protection plans.
We offer the best response time in the industry.

“Spot Delivery” Coverage

Protect your Dealership and your customers.
Available in 42 States, our newly developed Physical Damage Program offers the ability to obtain primary Inssurance instantly, through our Internet-based system.
Eliminate pricing quotes with this flat fee program.

Dent & Ding Repair Program / Windshield Repair Program

Covers the costly repairs associated with everyday body dings and minor windshield damages.

Guaranteed Key Replacement

Our Key Replacement Plan Covers all your keys not just those for your vehicle includes:
24 Hour lock-out assistance for any key on your key ring, Key Replacement for even the most expensive car keys and a full Motor Club Membership.
This is a great product to offer as an incentive for even the most decerning buyer.

Unsecured Credit Line Program

This Program is designed in increase a customers available financing at the time of sale.
Share in the basis points and generate fee income.

NANO BOND

Not a wax. It’s a Reactive Bonding Clear Coat to keep a vehicle's paint looking brand new for years.
Also available for wheels, leather and fabric.

VSC & Warranty Programs

Programs available and can be coordinated to fit your every business need.
Contact our office today for more information.

Pre-Paid Maintenance Program

Fully insured program with reserves being held in trust for the dealer.
A great product for independent dealerships to offer as a customer assurance product.

F&I Sales Management Program & Menu

Ask us about this innovative, state of the art program. Customer friendly sales process. Sophisticated sales tracking tools. DMS integrated Menu. Profit by Design consultation and training services can also be provided. Coordinated through a strategic business alliance.

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